Emergency preparedness by state
Hazards differ by state. Each page shows the hazards with the largest expected losses in FEMA's National Risk Index, the live weather alerts there now, and the state's own emergency agency.
FEMA National Risk Index, December 2025. Expected annual loss in dollars a year, all hazards.
AlabamaALBiggest hazard: Inland flooding, then hurricaneAlaskaAKBiggest hazard: Earthquake, then cold waveAmerican SamoaASBiggest hazard: Tsunami, then earthquakeArizonaAZBiggest hazard: Inland flooding, then heat waveArkansasARBiggest hazard: Inland flooding, then earthquakeCaliforniaCABiggest hazard: Earthquake, then inland floodingColoradoCOBiggest hazard: Inland flooding, then hailConnecticutCTBiggest hazard: Inland flooding, then hurricaneDelawareDEBiggest hazard: Inland flooding, then hurricaneDistrict of ColumbiaDCBiggest hazard: Inland flooding, then earthquakeFloridaFLBiggest hazard: Hurricane, then inland floodingGeorgiaGABiggest hazard: Inland flooding, then hurricaneGuamGUBiggest hazard: Hurricane, then tsunamiHawaiiHIBiggest hazard: Inland flooding, then earthquakeIdahoIDBiggest hazard: Inland flooding, then wildfireIllinoisILBiggest hazard: Inland flooding, then cold waveIndianaINBiggest hazard: Inland flooding, then tornadoIowaIABiggest hazard: Inland flooding, then tornadoKansasKSBiggest hazard: Inland flooding, then tornadoKentuckyKYBiggest hazard: Inland flooding, then tornadoLouisianaLABiggest hazard: Hurricane, then inland floodingMaineMEBiggest hazard: Inland flooding, then hurricaneMarylandMDBiggest hazard: Inland flooding, then heat waveMassachusettsMABiggest hazard: Inland flooding, then hurricaneMichiganMIBiggest hazard: Inland flooding, then tornadoMinnesotaMNBiggest hazard: Inland flooding, then cold waveMississippiMSBiggest hazard: Inland flooding, then hurricaneMissouriMOBiggest hazard: Inland flooding, then heat waveMontanaMTBiggest hazard: Inland flooding, then cold waveNebraskaNEBiggest hazard: Inland flooding, then hailNevadaNVBiggest hazard: Inland flooding, then earthquakeNew HampshireNHBiggest hazard: Inland flooding, then hurricaneNew JerseyNJBiggest hazard: Inland flooding, then strong windNew MexicoNMBiggest hazard: Inland flooding, then wildfireNew YorkNYBiggest hazard: Inland flooding, then cold waveNorth CarolinaNCBiggest hazard: Inland flooding, then hurricaneNorth DakotaNDBiggest hazard: Cold wave, then inland floodingNorthern Mariana IslandsMPBiggest hazard: Tsunami, then hurricaneOhioOHBiggest hazard: Inland flooding, then tornadoOklahomaOKBiggest hazard: Inland flooding, then tornadoOregonORBiggest hazard: Earthquake, then inland floodingPennsylvaniaPABiggest hazard: Inland flooding, then heat wavePuerto RicoPRBiggest hazard: Hurricane, then earthquakeRhode IslandRIBiggest hazard: Inland flooding, then hurricaneSouth CarolinaSCBiggest hazard: Hurricane, then inland floodingSouth DakotaSDBiggest hazard: Inland flooding, then cold waveTennesseeTNBiggest hazard: Inland flooding, then earthquakeTexasTXBiggest hazard: Inland flooding, then tornadoUtahUTBiggest hazard: Earthquake, then inland floodingVermontVTBiggest hazard: Inland flooding, then cold waveVirgin IslandsVIBiggest hazard: Tsunami, then hurricaneVirginiaVABiggest hazard: Inland flooding, then hurricaneWashingtonWABiggest hazard: Earthquake, then inland floodingWest VirginiaWVBiggest hazard: Inland flooding, then cold waveWisconsinWIBiggest hazard: Inland flooding, then cold waveWyomingWYBiggest hazard: Inland flooding, then cold wave