TX · State guide

Texas emergency preparedness

FEMA's National Risk Index puts Texas's expected annual loss from natural hazards at about $12 billion, rated Relatively High. The hazards with the largest expected losses are inland flooding, tornadoes and hurricanes.

Weather alerts in Texas right now

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National Weather Service data, updated Oct 22, 2026, 7:46 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Texas's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively High$4.9 billion a yearHow to prepare →

TornadoVery High$2.4 billion a yearHow to prepare →

HurricaneRelatively High$1.3 billion a yearHow to prepare →

Cold waveVery High$1.1 billion a yearHow to prepare →

HailVery High$835 million a year

Heat waveVery High$797 million a yearHow to prepare →

DroughtVery High$411 million a yearHow to prepare →

Strong windVery High$190 million a yearHow to prepare →

Get ready for inland flooding, tornadoes, hurricanes and cold waves

Inland floodingFlood preparedness: flood watch vs warning, what to do and how flood insurance worksGear: Sump pump battery backups · Fireproof document safes

TornadoTornado preparedness: watch vs warning, where to shelter and what to do afterGear: Weather radios

HurricaneHurricane preparedness checklist: what to do before, during and after a stormGear: Generators · Water storage containers

Cold waveHow to stay warm without power in winter, safelyGear: Emergency blankets and sleeping bags · Hand warmers

Official help in Texas

State emergency management: Disaster Preparedness
Turn on Wireless Emergency Alerts on your phone and sign up for your county's local alerts. Make a family plan.
More Texas government services: USA.gov

Build a kit for your household

Ready.gov's checklist, sized to who lives with you, with extras for the hazards you face.

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Other states where inland flooding tops the list

Alabama Arizona Arkansas Colorado Connecticut Delaware District of Columbia Georgia

Seasonal checklists for Texas

One calm email before the season's hazards arrive. No spam.

Sources (4)