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IL · State guide

Illinois emergency preparedness

FEMA's National Risk Index puts Illinois's expected annual loss from natural hazards at about $6.4 billion, rated Relatively High. The hazards with the largest expected losses are inland flooding, cold waves and tornadoes.

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National Weather Service data, updated Oct 22, 2026, 7:45 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Illinois's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively High$2.9 billion a yearHow to prepare →
Cold waveVery High$1.4 billion a yearHow to prepare →
TornadoRelatively High$876 million a yearHow to prepare →
EarthquakeRelatively Moderate$470 million a yearHow to prepare →
Heat waveRelatively High$359 million a yearHow to prepare →
Strong windVery High$154 million a yearHow to prepare →
HailRelatively Moderate$86 million a year
DroughtRelatively High$83 million a yearHow to prepare →

Get ready for inland flooding, cold waves, tornadoes and earthquakes

Official help in Illinois

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Other states where inland flooding tops the list

Seasonal checklists for Illinois

One calm email before the season's hazards arrive. No spam.