MO · State guide

Missouri emergency preparedness

FEMA's National Risk Index puts Missouri's expected annual loss from natural hazards at about $3.9 billion, rated Relatively Moderate. The hazards with the largest expected losses are inland flooding, heat waves and earthquakes.

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National Weather Service data, updated Oct 22, 2026, 7:45 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Missouri's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively Moderate$1.6 billion a yearHow to prepare →

Heat waveVery High$711 million a yearHow to prepare →

EarthquakeRelatively Moderate$463 million a yearHow to prepare →

TornadoRelatively High$450 million a yearHow to prepare →

Cold waveRelatively High$321 million a yearHow to prepare →

Strong windRelatively High$123 million a yearHow to prepare →

HailRelatively Moderate$123 million a year

Ice stormVery High$57 million a yearHow to prepare →

Get ready for inland flooding, heat waves, earthquakes and tornadoes

Inland floodingFlood preparedness: flood watch vs warning, what to do and how flood insurance worksGear: Sump pump battery backups · Fireproof document safes

Heat waveExtreme heat safety: heat exhaustion vs heat stroke and how to stay cool in a power outageGear: Battery-powered fans

EarthquakeEarthquake preparedness: Drop, Cover and Hold On, and what to do afterGear: First aid kits · Fire extinguishers

TornadoTornado preparedness: watch vs warning, where to shelter and what to do afterGear: Weather radios

Official help in Missouri

State emergency management: State Emergency Management Agency
Turn on Wireless Emergency Alerts on your phone and sign up for your county's local alerts. Make a family plan.
More Missouri government services: USA.gov

Build a kit for your household

Ready.gov's checklist, sized to who lives with you, with extras for the hazards you face.

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Other states where inland flooding tops the list

Alabama Arizona Arkansas Colorado Connecticut Delaware District of Columbia Georgia

Seasonal checklists for Missouri

One calm email before the season's hazards arrive. No spam.

Sources (4)