PreparedStates
NY · State guide

New York emergency preparedness

FEMA's National Risk Index puts New York's expected annual loss from natural hazards at about $4.3 billion, rated Relatively Moderate. The hazards with the largest expected losses are inland flooding, cold waves and heat waves.

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National Weather Service data, updated Oct 22, 2026, 7:46 AM ET. Not an official warning: follow your local NWS office. All US alerts →

New York's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively High$2.8 billion a yearHow to prepare →
Cold waveRelatively High$310 million a yearHow to prepare →
Heat waveRelatively High$270 million a yearHow to prepare →
HurricaneRelatively Moderate$242 million a yearHow to prepare →
EarthquakeRelatively Moderate$234 million a yearHow to prepare →
TornadoRelatively Moderate$134 million a yearHow to prepare →
Strong windRelatively High$104 million a yearHow to prepare →
Coastal floodingRelatively High$70 million a yearHow to prepare →

Get ready for inland flooding, cold waves, heat waves and hurricanes

Official help in New York

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Other states where inland flooding tops the list

Seasonal checklists for New York

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