FL · State guide

Florida emergency preparedness

FEMA's National Risk Index puts Florida's expected annual loss from natural hazards at about $8.8 billion, rated Relatively High. The hazards with the largest expected losses are hurricanes, inland flooding and tornadoes.

Weather alerts in Florida right now

Live

1 warning and 0 watches in force. 6 advisories.

Flood Warning until Oct 22, 2026, 11:30 AM ETLake, FL; Volusia, FL

National Weather Service data, updated Oct 22, 2026, 7:45 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Florida's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

HurricaneVery High$4.3 billion a yearHow to prepare →

Inland floodingRelatively High$2.8 billion a yearHow to prepare →

TornadoRelatively High$530 million a yearHow to prepare →

Cold waveRelatively High$336 million a yearHow to prepare →

Coastal floodingVery High$201 million a yearHow to prepare →

Heat waveRelatively Moderate$165 million a yearHow to prepare →

Strong windVery High$163 million a yearHow to prepare →

LightningVery High$162 million a yearHow to prepare →

Get ready for hurricanes, inland flooding, tornadoes and cold waves

HurricaneHurricane preparedness checklist: what to do before, during and after a stormGear: Generators · Water storage containers

Inland floodingFlood preparedness: flood watch vs warning, what to do and how flood insurance worksGear: Sump pump battery backups · Fireproof document safes

TornadoTornado preparedness: watch vs warning, where to shelter and what to do afterGear: Weather radios

Cold waveHow to stay warm without power in winter, safelyGear: Emergency blankets and sleeping bags · Hand warmers

Official help in Florida

State emergency management: Division of Emergency Management
Turn on Wireless Emergency Alerts on your phone and sign up for your county's local alerts. Make a family plan.
More Florida government services: USA.gov

Build a kit for your household

Ready.gov's checklist, sized to who lives with you, with extras for the hazards you face.

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Other states where hurricanes top the list

Guam Louisiana Puerto Rico South Carolina

Seasonal checklists for Florida

One calm email before the season's hazards arrive. No spam.

Sources (4)