IN · State guide

Indiana emergency preparedness

FEMA's National Risk Index puts Indiana's expected annual loss from natural hazards at about $2.4 billion, rated Relatively Moderate. The hazards with the largest expected losses are inland flooding, tornadoes and cold waves.

Weather alerts in Indiana right now

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National Weather Service data, updated Oct 22, 2026, 7:45 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Indiana's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively Moderate$1.2 billion a yearHow to prepare →

TornadoRelatively High$422 million a yearHow to prepare →

Cold waveRelatively High$255 million a yearHow to prepare →

EarthquakeRelatively Low$166 million a yearHow to prepare →

Strong windRelatively High$119 million a yearHow to prepare →

Heat waveRelatively Moderate$75 million a yearHow to prepare →

HailRelatively Moderate$51 million a year

LightningRelatively Moderate$25 million a yearHow to prepare →

Get ready for inland flooding, tornadoes, cold waves and earthquakes

Inland floodingFlood preparedness: flood watch vs warning, what to do and how flood insurance worksGear: Sump pump battery backups · Fireproof document safes

TornadoTornado preparedness: watch vs warning, where to shelter and what to do afterGear: Weather radios

Cold waveHow to stay warm without power in winter, safelyGear: Emergency blankets and sleeping bags · Hand warmers

EarthquakeEarthquake preparedness: Drop, Cover and Hold On, and what to do afterGear: First aid kits · Fire extinguishers

Official help in Indiana

State emergency management: Emergency Management and Prepardness
Turn on Wireless Emergency Alerts on your phone and sign up for your county's local alerts. Make a family plan.
More Indiana government services: USA.gov

Build a kit for your household

Ready.gov's checklist, sized to who lives with you, with extras for the hazards you face.

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Other states where inland flooding tops the list

Alabama Arizona Arkansas Colorado Connecticut Delaware District of Columbia Georgia

Seasonal checklists for Indiana

One calm email before the season's hazards arrive. No spam.

Sources (4)