VT · State guide

Vermont emergency preparedness

FEMA's National Risk Index puts Vermont's expected annual loss from natural hazards at about $221 million, rated Very Low. The hazards with the largest expected losses are inland flooding, cold waves and hurricanes.

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National Weather Service data, updated Oct 22, 2026, 7:46 AM ET. Not an official warning: follow your local NWS office. All US alerts →

Vermont's biggest natural hazards

FEMA's expected annual loss for each hazard, in dollars a year, and FEMA's rating, from the National Risk Index (December 2025).

Inland floodingRelatively Low$162 million a yearHow to prepare →

Cold waveRelatively Low$18 million a yearHow to prepare →

HurricaneVery Low$8 million a yearHow to prepare →

EarthquakeVery Low$6 million a yearHow to prepare →

LightningVery Low$6 million a yearHow to prepare →

Heat waveRelatively Low$6 million a yearHow to prepare →

Strong windRelatively Low$5 million a yearHow to prepare →

TornadoRelatively Low$4 million a yearHow to prepare →

Get ready for inland flooding, cold waves, hurricanes and earthquakes

Inland floodingFlood preparedness: flood watch vs warning, what to do and how flood insurance worksGear: Sump pump battery backups · Fireproof document safes

Cold waveHow to stay warm without power in winter, safelyGear: Emergency blankets and sleeping bags · Hand warmers

HurricaneHurricane preparedness checklist: what to do before, during and after a stormGear: Generators · Water storage containers

EarthquakeEarthquake preparedness: Drop, Cover and Hold On, and what to do afterGear: First aid kits · Fire extinguishers

Official help in Vermont

State emergency management: Emergency Management
Turn on Wireless Emergency Alerts on your phone and sign up for your county's local alerts. Make a family plan.
More Vermont government services: USA.gov

Build a kit for your household

Ready.gov's checklist, sized to who lives with you, with extras for the hazards you face.

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Other states where inland flooding tops the list

Alabama Arizona Arkansas Colorado Connecticut Delaware District of Columbia Georgia

Seasonal checklists for Vermont

One calm email before the season's hazards arrive. No spam.

Sources (4)